Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3224
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.22 | — | NCCI FL Filing |
| 2025 | $2.43 | +9.5% (+$0.21) | NCCI FL Filing |
| 2024 | $2.57 | +5.8% (+$0.14) | NCCI FL −15.1% overall |
| 2023 | $3.05 | +18.7% (+$0.48) | NCCI FL Filing |
| 2022 | $3.31 | +8.5% (+$0.26) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bathtub or Pot Maker- Enamel Ware Products
Bathtub and pot makers who produce enamel ware products fall under this classification, which encompasses workers involved in the manufacturing process. These businesses typically face moderate risks of workplace injuries, particularly those related to handling heavy machinery and materials. Pay-as-you-go workers comp through a PEO like GarrettRichard is a natural fit for this class, as it allows businesses to mitigate costs associated with workers comp while offering stable benefits to employees.
Quick Premium Estimate
Based on the 2026 filed rate of $2.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,110.00 | $92.50 |
| $100,000 | $2,220.00 | $185.00 |
| $200,000 | $4,440.00 | $370.00 |
| $500,000 | $11,100.00 | $925.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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