Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3255
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.78 | — | NCCI FL Filing |
| 2025 | $1.85 | +3.9% (+$0.07) | NCCI FL Filing |
| 2024 | $1.83 | -1.1% ($0.02) | NCCI FL −15.1% overall |
| 2023 | $2.23 | +21.9% (+$0.40) | NCCI FL Filing |
| 2022 | $2.25 | +0.9% (+$0.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Wire Cloth Maker
As a wire cloth maker, businesses classified under this code typically involve manufacturing operations with various machinery and equipment, posing a moderate to high risk of workplace injuries, particularly to those handling heavy materials and operating machinery. The general Florida risk profile for this industry suggests a higher likelihood of strains, sprains, and other musculoskeletal injuries, as well as potential exposure to hazardous materials and equipment malfunctions. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, providing flexibility and cost savings by only paying for workers comp premiums as they are earned, rather than committing to annual fixed rates.
Quick Premium Estimate
Based on the 2026 filed rate of $1.78 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $890.00 | $74.17 |
| $100,000 | $1,780.00 | $148.33 |
| $200,000 | $3,560.00 | $296.67 |
| $500,000 | $8,900.00 | $741.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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