Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3257
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.40 | — | NCCI FL Filing |
| 2025 | $2.36 | -1.7% ($0.04) | NCCI FL Filing |
| 2024 | $2.32 | -1.7% ($0.04) | NCCI FL −15.1% overall |
| 2023 | $2.54 | +9.5% (+$0.22) | NCCI FL Filing |
| 2022 | $2.86 | +12.6% (+$0.32) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Wire Goods MFG- Includes Light Guage Fencing
Workers in the wire goods manufacturing industry, including those who produce light gauge fencing, often work in a fast-paced, physically demanding environment. In Florida, this industry is considered to be a moderate to high-risk profile due to potential hazards such as machinery accidents, material handling injuries, and electrical shock. A pay-as-you-go PEO workers' compensation solution is a natural fit for these businesses, as it helps manage costs and reduce financial burdens associated with workers' compensation premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $2.40 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,200.00 | $100.00 |
| $100,000 | $2,400.00 | $200.00 |
| $200,000 | $4,800.00 | $400.00 |
| $500,000 | $12,000.00 | $1,000.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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