Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3300
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.71 | — | NCCI FL Filing |
| 2025 | $3.02 | +11.4% (+$0.31) | NCCI FL Filing |
| 2024 | $3.42 | +13.2% (+$0.40) | NCCI FL −15.1% overall |
| 2023 | $4.24 | +24.0% (+$0.82) | NCCI FL Filing |
| 2022 | $4.53 | +6.8% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bed Spring Wire Maker
Bed spring wire makers in Florida fall under a moderate to high-risk class code, with a higher likelihood of work-related injuries due to repetitive motion, heavy lifting, and machinery operation. Businesses employing workers in this sector may require more comprehensive coverage and regular claims monitoring. As a result, pay-as-you-go PEO workers comp is a natural fit, allowing GarrettRichard to provide clients with flexible and cost-effective insurance solutions tailored to their unique needs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.71 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,355.00 | $112.92 |
| $100,000 | $2,710.00 | $225.83 |
| $200,000 | $5,420.00 | $451.67 |
| $500,000 | $13,550.00 | $1,129.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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