Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3303
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.19 | — | NCCI FL Filing |
| 2025 | $2.18 | -0.5% ($0.01) | NCCI FL Filing |
| 2024 | $2.05 | -6.0% ($0.13) | NCCI FL −15.1% overall |
| 2023 | $2.31 | +12.7% (+$0.26) | NCCI FL Filing |
| 2022 | $2.43 | +5.2% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Spring Maker- Not Wire- Auto Bumper Making & Repair
Spring makers and auto bumper manufacturing and repair businesses in Florida are typically classified under this code, which encompasses a range of spring manufacturing and repair services. The Florida workers' compensation risk profile for this class is generally moderate to high due to the potential for equipment-related accidents and injuries. A pay-as-you-go PEO workers' compensation solution is a natural fit for these businesses, as it allows them to pay premiums only for the actual wages paid to employees, providing greater cash flow management and reduced upfront costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.19 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,095.00 | $91.25 |
| $100,000 | $2,190.00 | $182.50 |
| $200,000 | $4,380.00 | $365.00 |
| $500,000 | $10,950.00 | $912.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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