Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3307
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.81 | — | NCCI FL Filing |
| 2025 | $1.85 | +2.2% (+$0.04) | NCCI FL Filing |
| 2024 | $1.88 | +1.6% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $2.25 | +19.7% (+$0.37) | NCCI FL Filing |
| 2022 | $2.57 | +14.2% (+$0.32) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Metal Heat Treating
GarrettRichard's clients in the metal heat treating industry face a high risk of workplace injuries due to the intense heat, heavy machinery, and hazardous materials involved in their operations. This class code generally covers workers who perform heat treating processes, including those in foundries, machine shops, and related facilities, where workers may be exposed to burns, cuts, and other injuries. As a result, pay-as-you-go workers compensation through a Professional Employer Organization (PEO) like GarrettRichard can be an attractive option, providing businesses with flexible cash flow management, regulatory compliance support, and risk management expertise tailored to the specific needs of metal heat treating operations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.81 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $905.00 | $75.42 |
| $100,000 | $1,810.00 | $150.83 |
| $200,000 | $3,620.00 | $301.67 |
| $500,000 | $9,050.00 | $754.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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