Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3315
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.40 | — | NCCI FL Filing |
| 2025 | $2.53 | +5.4% (+$0.13) | NCCI FL Filing |
| 2024 | $2.52 | -0.4% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $2.91 | +15.5% (+$0.39) | NCCI FL Filing |
| 2022 | $3.13 | +7.6% (+$0.22) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Brass or Copper Goods Maker- Stamping & Hammering
This class encompasses businesses that manufacture brass or copper goods using stamping and hammering techniques, such as metal stamping shops and copper tube fabrication facilities. The Florida risk profile for this class is generally moderate to high, with potential hazards including noise exposure, repetitive motion injuries, and machinery-related accidents. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to only pay for workers comp insurance as they incur payroll, helping to mitigate the financial burden of premiums during periods of peak production or staff fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $2.40 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,200.00 | $100.00 |
| $100,000 | $2,400.00 | $200.00 |
| $200,000 | $4,800.00 | $400.00 |
| $500,000 | $12,000.00 | $1,000.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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