Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3365
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.76 | — | NCCI FL Filing |
| 2025 | $4.16 | +10.6% (+$0.40) | NCCI FL Filing |
| 2024 | $4.16 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $4.77 | +14.7% (+$0.61) | NCCI FL Filing |
| 2022 | $5.06 | +6.1% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Welding Shop- Welding or Cutting by Contract
Welding shops that contract with clients for welding or cutting services fall under this classification, often involving mobile welding units or on-site operations. The general FL risk profile for this type of business is moderate, with a mix of moderate to high hazard exposures including heat, fire, and equipment-related accidents. A pay-as-you-go PEO workers comp solution is particularly well-suited for this industry, allowing businesses to manage their cash flow and avoid unnecessary upfront premium costs, while still ensuring compliant and effective workers compensation coverage.
Quick Premium Estimate
Based on the 2026 filed rate of $3.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,880.00 | $156.67 |
| $100,000 | $3,760.00 | $313.33 |
| $200,000 | $7,520.00 | $626.67 |
| $500,000 | $18,800.00 | $1,566.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 3365
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist