Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3372
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.97 | — | NCCI FL Filing |
| 2025 | $2.05 | +4.1% (+$0.08) | NCCI FL Filing |
| 2024 | $2.07 | +1.0% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $2.71 | +30.9% (+$0.64) | NCCI FL Filing |
| 2022 | $3.18 | +17.3% (+$0.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Electroplating- Placing Decorative or Protective Coating
Electroplating businesses that place decorative or protective coatings in the state of Florida, such as those using electrochemical or electrochemical and chemical processes, are typically assigned this class code. This class carries a relatively high risk profile in Florida, due to potential hazards associated with the use of chemicals, electrical equipment, and other machinery. A pay-as-you-go PEO workers' compensation solution is a natural fit for these businesses, as it allows them to manage their workers' comp costs more accurately and in real-time, helping to mitigate the risks associated with this class code.
Quick Premium Estimate
Based on the 2026 filed rate of $1.97 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $985.00 | $82.08 |
| $100,000 | $1,970.00 | $164.17 |
| $200,000 | $3,940.00 | $328.33 |
| $500,000 | $9,850.00 | $820.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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