Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3383
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.09 | — | NCCI FL Filing |
| 2025 | $1.12 | +2.8% (+$0.03) | NCCI FL Filing |
| 2024 | $1.11 | -0.9% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $1.30 | +17.1% (+$0.19) | NCCI FL Filing |
| 2022 | $1.43 | +10.0% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Jewelry Maker
Jewelry makers in Florida are a high-risk industry, with workers often exposed to hazardous materials, equipment, and repetitive motions. Businesses using this class code may include custom jewelry makers, manufacturers, and repair shops, requiring a PEO agency like GarrettRichard to provide comprehensive workers' compensation coverage and manage the associated risks. Pay-as-you-go workers comp is a natural fit for this class due to the varying levels of production and potential for fluctuating workforce sizes, allowing businesses to only pay for coverage as they need it.
Quick Premium Estimate
Based on the 2026 filed rate of $1.09 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $545.00 | $45.42 |
| $100,000 | $1,090.00 | $90.83 |
| $200,000 | $2,180.00 | $181.67 |
| $500,000 | $5,450.00 | $454.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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