Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3548
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.09 | — | NCCI FL Filing |
| 2025 | $1.18 | +8.3% (+$0.09) | NCCI FL Filing |
| 2024 | $1.21 | +2.5% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $1.31 | +8.3% (+$0.10) | NCCI FL Filing |
| 2022 | $1.24 | -5.3% ($0.07) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Printing or Bookbinding Machine Maker
Printing or Bookbinding Machine Maker businesses and their employees, such as manufacturers of printing presses and bookbinding equipment, fall under this classification. This industry typically carries a moderate to high risk profile in Florida, with potential hazards including equipment-related injuries, material handling, and ergonomic issues. A pay-as-you-go PEO workers compensation plan, like those offered by GarrettRichard, is an ideal solution for these businesses, as it allows them to pay only for the workers compensation coverage they need on a month-to-month basis, providing flexibility and helping to manage cash flow.
Quick Premium Estimate
Based on the 2026 filed rate of $1.09 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $545.00 | $45.42 |
| $100,000 | $1,090.00 | $90.83 |
| $200,000 | $2,180.00 | $181.67 |
| $500,000 | $5,450.00 | $454.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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