Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3559
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.48 | — | NCCI FL Filing |
| 2025 | $1.62 | +9.5% (+$0.14) | NCCI FL Filing |
| 2024 | $1.77 | +9.3% (+$0.15) | NCCI FL −15.1% overall |
| 2023 | $2.23 | +26.0% (+$0.46) | NCCI FL Filing |
| 2022 | $2.64 | +18.4% (+$0.41) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Candy Machine Maker- Confection Candies
Candy machine makers and confection candy manufacturers in Florida fall under this classification, which involves workers who fabricate and assemble candies and candy-making equipment. The general FL risk profile for this class is moderate to high due to potential hazards from machinery, heat, and manual labor, making it crucial for these businesses to maintain robust workers' compensation insurance. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as it allows businesses to only pay premiums for actual payroll, offering greater financial flexibility and reduced upfront costs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.48 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $740.00 | $61.67 |
| $100,000 | $1,480.00 | $123.33 |
| $200,000 | $2,960.00 | $246.67 |
| $500,000 | $7,400.00 | $616.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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