Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3574
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.59 | — | NCCI FL Filing |
| 2025 | $0.62 | +5.1% (+$0.03) | NCCI FL Filing |
| 2024 | $0.64 | +3.2% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.82 | +28.1% (+$0.18) | NCCI FL Filing |
| 2022 | $0.95 | +15.9% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Office Machine Maker- Cash Registers
Office machine manufacturers, specifically those producing cash registers, fall under this classification, which encompasses various types of machinery and equipment fabrication. These businesses often involve manual labor, tool operation, and potential exposure to heavy equipment or materials, contributing to a moderate to high risk profile in Florida. With fluctuating production demands and varying staffing levels, pay-as-you-go PEO workers comp is a natural fit for this class, allowing businesses to adapt their workers comp coverage to their specific needs and avoid unnecessary premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $0.59 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $295.00 | $24.58 |
| $100,000 | $590.00 | $49.17 |
| $200,000 | $1,180.00 | $98.33 |
| $500,000 | $2,950.00 | $245.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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