Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3648
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.99 | — | NCCI FL Filing |
| 2025 | $1.10 | +11.1% (+$0.11) | NCCI FL Filing |
| 2024 | $1.27 | +15.5% (+$0.17) | NCCI FL −15.1% overall |
| 2023 | $1.59 | +25.2% (+$0.32) | NCCI FL Filing |
| 2022 | $1.83 | +15.1% (+$0.24) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Generators
Auto generators in Florida fall under a moderate to high risk profile, with workers potentially exposed to electrical hazards, heavy machinery, and physical labor. This class code typically covers employees engaged in manufacturing, installing, and maintaining electrical generators, often in warehouse or construction settings. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows for flexible and cost-effective management of workers comp expenses, aligning closely with the variable and potentially unpredictable nature of their operations and payroll.
Quick Premium Estimate
Based on the 2026 filed rate of $0.99 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $495.00 | $41.25 |
| $100,000 | $990.00 | $82.50 |
| $200,000 | $1,980.00 | $165.00 |
| $500,000 | $4,950.00 | $412.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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