Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3719
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.88 | — | NCCI FL Filing |
| 2025 | $0.84 | -4.5% ($0.04) | NCCI FL Filing |
| 2024 | $0.77 | -8.3% ($0.07) | NCCI FL −15.1% overall |
| 2023 | $0.95 | +23.4% (+$0.18) | NCCI FL Filing |
| 2022 | $1.19 | +25.3% (+$0.24) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oil Still Repair and Errection Contractor
Oil still repair and erection contractors in Florida fall under a high-risk category, as their operations often involve heavy machinery and equipment, posing a significant threat of serious injuries and fatalities. Businesses operating under this classification may include oil rig maintenance services, oil well repair companies, or contractors specializing in oil tank installation and removal. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows these high-risk businesses to manage their workers comp costs more effectively, reducing financial uncertainty and minimizing the burden of upfront premium payments.
Quick Premium Estimate
Based on the 2026 filed rate of $0.88 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $440.00 | $36.67 |
| $100,000 | $880.00 | $73.33 |
| $200,000 | $1,760.00 | $146.67 |
| $500,000 | $4,400.00 | $366.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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