Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3807
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.45 | — | NCCI FL Filing |
| 2025 | $1.37 | -5.5% ($0.08) | NCCI FL Filing |
| 2024 | $1.38 | +0.7% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $1.70 | +23.2% (+$0.32) | NCCI FL Filing |
| 2022 | $2.09 | +22.9% (+$0.39) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Radiator Repair and MFG
This class encompasses auto radiator repair shops and manufacturers, covering a range of businesses from small, independent repair shops to larger manufacturing facilities. The risk profile for these businesses is generally moderate, with workers potentially exposed to physical hazards such as heavy lifting, chemicals, and sharp objects, as well as potential equipment-related injuries. As a result, pay-as-you-go PEO workers comp is a natural fit for these employers, allowing them to better manage their workers comp costs and reduce financial strain on their operations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.45 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $725.00 | $60.42 |
| $100,000 | $1,450.00 | $120.83 |
| $200,000 | $2,900.00 | $241.67 |
| $500,000 | $7,250.00 | $604.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 3807
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist