Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3808
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.88 | — | NCCI FL Filing |
| 2025 | $1.94 | +3.2% (+$0.06) | NCCI FL Filing |
| 2024 | $1.97 | +1.5% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $2.36 | +19.8% (+$0.39) | NCCI FL Filing |
| 2022 | $2.65 | +12.3% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Automobile Maker or Assembly of Complete Vehicles
Automobile manufacturers or assemblers of complete vehicles in Florida fall under this class code, encompassing roles such as production line workers, quality control inspectors, and logistics coordinators. The risk profile for these businesses tends to be moderate, with potential hazards including machinery accidents, ergonomic strain, and workplace injuries from assembly line work. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, allowing them to adapt to fluctuating workforce sizes and unpredictable injury risks while maintaining compliance and mitigating financial risks.
Quick Premium Estimate
Based on the 2026 filed rate of $1.88 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $940.00 | $78.33 |
| $100,000 | $1,880.00 | $156.67 |
| $200,000 | $3,760.00 | $313.33 |
| $500,000 | $9,400.00 | $783.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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