Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3821
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.94 | — | NCCI FL Filing |
| 2025 | $5.57 | +12.8% (+$0.63) | NCCI FL Filing |
| 2024 | $5.65 | +1.4% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $6.79 | +20.2% (+$1.14) | NCCI FL Filing |
| 2022 | $7.00 | +3.1% (+$0.21) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Junk Yard-Dismantiling or Part Salvage
Auto junk yards and businesses that dismantle or salvage vehicle parts face unique hazards, including heavy machinery, sharp objects, and potential exposure to hazardous materials. In Florida, these businesses are often subject to a higher risk profile due to the physical demands of the work and potential environmental concerns. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to pay premiums only when they have active employees and reducing the financial burden of unexpected claims.
Quick Premium Estimate
Based on the 2026 filed rate of $4.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,470.00 | $205.83 |
| $100,000 | $4,940.00 | $411.67 |
| $200,000 | $9,880.00 | $823.33 |
| $500,000 | $24,700.00 | $2,058.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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