Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3827
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.49 | — | NCCI FL Filing |
| 2025 | $1.37 | -8.1% ($0.12) | NCCI FL Filing |
| 2024 | $1.38 | +0.7% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $1.65 | +19.6% (+$0.27) | NCCI FL Filing |
| 2022 | $1.94 | +17.6% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Automobile Engine Maker
Automobile engine makers in Florida typically work in a high-risk environment, with potential hazards including heavy machinery, hot equipment, and confined spaces. Businesses in this sector often require skilled workers to handle complex manufacturing processes, which can lead to a higher rate of workplace injuries. As a result, pay-as-you-go workers' compensation through a Professional Employer Organization (PEO) like GarrettRichard can provide a more cost-effective and flexible solution to managing workers' comp costs and risks for these businesses.
Quick Premium Estimate
Based on the 2026 filed rate of $1.49 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $745.00 | $62.08 |
| $100,000 | $1,490.00 | $124.17 |
| $200,000 | $2,980.00 | $248.33 |
| $500,000 | $7,450.00 | $620.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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