Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4021
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.90 | — | NCCI FL Filing |
| 2025 | $3.03 | +4.5% (+$0.13) | NCCI FL Filing |
| 2024 | $3.02 | -0.3% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $3.48 | +15.2% (+$0.46) | NCCI FL Filing |
| 2022 | $3.99 | +14.7% (+$0.51) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Brick or Clay Product Makers & Drivers
Brick or clay product makers and drivers in Florida are typically small to medium-sized businesses operating in a moderately hazardous work environment. This class of employers may face moderate risks related to manual labor, heavy equipment operation, and exposure to dust and other hazardous materials, which can contribute to injuries such as musculoskeletal disorders and respiratory issues. Pay-as-you-go PEO workers comp is a natural fit for this class, allowing employers to avoid the financial burden of large upfront premium payments and instead pay only for the workers comp coverage they need, when they need it.
Quick Premium Estimate
Based on the 2026 filed rate of $2.90 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,450.00 | $120.83 |
| $100,000 | $2,900.00 | $241.67 |
| $200,000 | $5,800.00 | $483.33 |
| $500,000 | $14,500.00 | $1,208.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 4021
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist