Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4036
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.76 | — | NCCI FL Filing |
| 2025 | $1.90 | +8.0% (+$0.14) | NCCI FL Filing |
| 2024 | $1.91 | +0.5% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $2.22 | +16.2% (+$0.31) | NCCI FL Filing |
| 2022 | $2.35 | +5.9% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Plasterboard or Plaster Block Maker- Stucco Wall & Roof Coatings
Plasterboard or plaster block makers who specialize in stucco wall and roof coatings are typically classified under this code. This industry typically involves manual labor, hazardous materials, and potential equipment-related accidents, resulting in a higher risk profile in Florida. A pay-as-you-go PEO workers comp solution is a natural fit for this class due to the fluctuating number of employees and varying levels of risk associated with the industry, allowing businesses to budget and manage workers comp costs more accurately.
Quick Premium Estimate
Based on the 2026 filed rate of $1.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $880.00 | $73.33 |
| $100,000 | $1,760.00 | $146.67 |
| $200,000 | $3,520.00 | $293.33 |
| $500,000 | $8,800.00 | $733.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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