Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4038
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.80 | — | NCCI FL Filing |
| 2025 | $1.93 | +7.2% (+$0.13) | NCCI FL Filing |
| 2024 | $2.01 | +4.1% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $2.38 | +18.4% (+$0.37) | NCCI FL Filing |
| 2022 | $2.51 | +5.5% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Statue Maker- Includes Ornaments- From Plaster & Molds
Statue makers, including those who craft ornaments from plaster and molds, fall under this class code, which encompasses artisans working with various materials to create decorative or commemorative items. The general Florida risk profile for this business type is considered moderate, with potential hazards such as material handling, dust inhalation, and equipment operation presenting risks to employees. As a result, pay-as-you-go PEO workers comp is a natural fit for statue makers, offering flexible payment options and reduced upfront costs to help manage these potential risks.
Quick Premium Estimate
Based on the 2026 filed rate of $1.80 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $900.00 | $75.00 |
| $100,000 | $1,800.00 | $150.00 |
| $200,000 | $3,600.00 | $300.00 |
| $500,000 | $9,000.00 | $750.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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