Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4206
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.32 | — | NCCI FL Filing |
| 2025 | $2.94 | +26.7% (+$0.62) | NCCI FL Filing |
| 2024 | $3.23 | +9.9% (+$0.29) | NCCI FL −15.1% overall |
| 2023 | $3.80 | +17.6% (+$0.57) | NCCI FL Filing |
| 2022 | $4.18 | +10.0% (+$0.38) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Pulp Wood Maker- Wood Grinding
Pulp wood makers and wood grinding operations typically fall under this class code, covering businesses and workers involved in wood processing and material production. The general Florida risk profile for this industry includes a medium to high risk of workplace injuries, particularly musculoskeletal and traumatic injuries from machinery and equipment use. A pay-as-you-go PEO workers' comp solution is a natural fit for these businesses, allowing them to accurately budget costs and mitigate financial liabilities associated with fluctuating payroll and injury claims.
Quick Premium Estimate
Based on the 2026 filed rate of $2.32 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,160.00 | $96.67 |
| $100,000 | $2,320.00 | $193.33 |
| $200,000 | $4,640.00 | $386.67 |
| $500,000 | $11,600.00 | $966.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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