Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4239
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.39 | — | NCCI FL Filing |
| 2025 | $1.40 | +0.7% (+$0.01) | NCCI FL Filing |
| 2024 | $1.43 | +2.1% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $1.70 | +18.9% (+$0.27) | NCCI FL Filing |
| 2022 | $1.82 | +7.1% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Paper Manufacturing
Workers in the paper manufacturing industry, including those in paper mills, converters, and packaging facilities, are covered under this classification. The Florida risk profile for this industry is generally moderate to high due to the potential for slips, trips, and falls, as well as exposure to hazardous materials and equipment. As a natural fit, pay-as-you-go PEO workers comp is a cost-effective solution for businesses in this industry, allowing them to only pay for workers comp coverage as they incur premiums, rather than bearing the full upfront cost.
Quick Premium Estimate
Based on the 2026 filed rate of $1.39 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $695.00 | $57.92 |
| $100,000 | $1,390.00 | $115.83 |
| $200,000 | $2,780.00 | $231.67 |
| $500,000 | $6,950.00 | $579.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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