Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4243
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.64 | — | NCCI FL Filing |
| 2025 | $1.70 | +3.7% (+$0.06) | NCCI FL Filing |
| 2024 | $1.58 | -7.1% ($0.12) | NCCI FL −15.1% overall |
| 2023 | $1.85 | +17.1% (+$0.27) | NCCI FL Filing |
| 2022 | $2.09 | +13.0% (+$0.24) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Box Manufacturing-Flat & Unglued Folding Paper
Workers in the box manufacturing industry, specifically those involved in the production of flat, unglued folding paper boxes, fall under this classification. This industry typically involves warehouse and factory settings with moderate to high levels of manual labor, machinery operation, and material handling, resulting in a moderate Florida risk profile for workplace injuries and illnesses. The pay-as-you-go model offered by GarrettRichard is a natural fit for this class, as it allows clients to pay premiums only for the actual workers' compensation coverage needed, rather than upfront or based on estimated payroll costs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.64 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $820.00 | $68.33 |
| $100,000 | $1,640.00 | $136.67 |
| $200,000 | $3,280.00 | $273.33 |
| $500,000 | $8,200.00 | $683.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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