Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4250
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.95 | — | NCCI FL Filing |
| 2025 | $2.15 | +10.3% (+$0.20) | NCCI FL Filing |
| 2024 | $1.91 | -11.2% ($0.24) | NCCI FL −15.1% overall |
| 2023 | $2.09 | +9.4% (+$0.18) | NCCI FL Filing |
| 2022 | $2.28 | +9.1% (+$0.19) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Paper Corrugating or Laminating
Workers in the paper laminating or corrugated industry, including those with steam or gas-heated metal drums, are typically covered under this class code. The FL risk profile for this class is generally moderate to high due to the potential for equipment-related accidents and exposure to hazards like steam and heat. Pay-as-you-go PEO workers comp is a natural fit for these businesses as it allows for flexible and cost-effective workers comp insurance management, helping to mitigate the financial risks associated with this class.
Quick Premium Estimate
Based on the 2026 filed rate of $1.95 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $975.00 | $81.25 |
| $100,000 | $1,950.00 | $162.50 |
| $200,000 | $3,900.00 | $325.00 |
| $500,000 | $9,750.00 | $812.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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