Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4250
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.95 | — | NCCI FL Filing |
| 2025 | $2.15 | +10.3% (+$0.20) | NCCI FL Filing |
| 2024 | $1.91 | -11.2% ($0.24) | NCCI FL −15.1% overall |
| 2023 | $2.09 | +9.4% (+$0.18) | NCCI FL Filing |
| 2022 | $2.28 | +9.1% (+$0.19) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Paper Laminating or Corrugated- Steam or Gas Heated Metal Drum
Workers in the paper laminating or corrugated industry, including those with steam or gas-heated metal drums, are typically covered under this class code. The FL risk profile for this class is generally moderate to high due to the potential for equipment-related accidents and exposure to hazards like steam and heat. Pay-as-you-go PEO workers comp is a natural fit for these businesses as it allows for flexible and cost-effective workers comp insurance management, helping to mitigate the financial risks associated with this class.
Quick Premium Estimate
Based on the 2026 filed rate of $1.95 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $975.00 | $81.25 |
| $100,000 | $1,950.00 | $162.50 |
| $200,000 | $3,900.00 | $325.00 |
| $500,000 | $9,750.00 | $812.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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