Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4279
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.85 | — | NCCI FL Filing |
| 2025 | $2.77 | -2.8% ($0.08) | NCCI FL Filing |
| 2024 | $2.82 | +1.8% (+$0.05) | NCCI FL −15.1% overall |
| 2023 | $3.36 | +19.1% (+$0.54) | NCCI FL Filing |
| 2022 | $3.33 | -0.9% ($0.03) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Paper Goods MFG-Paper Plates
Workers in the paper goods manufacturing industry, specifically those producing paper plates, are typically classified under this code. The general Florida risk profile for this industry suggests a moderate to high risk of workplace injuries, particularly related to cuts, strains, and equipment-related accidents. Pay-as-you-go PEO workers compensation is a natural fit for this class due to the potential for fluctuating production demands and varying workforce sizes, requiring flexible and scalable risk management solutions.
Quick Premium Estimate
Based on the 2026 filed rate of $2.85 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,425.00 | $118.75 |
| $100,000 | $2,850.00 | $237.50 |
| $200,000 | $5,700.00 | $475.00 |
| $500,000 | $14,250.00 | $1,187.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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