Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4299
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.41 | — | NCCI FL Filing |
| 2025 | $1.48 | +5.0% (+$0.07) | NCCI FL Filing |
| 2024 | $1.55 | +4.7% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $1.80 | +16.1% (+$0.25) | NCCI FL Filing |
| 2022 | $1.93 | +7.2% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Printer-Commercial
Commercial printers in Florida, such as those who specialize in large-format printing or digital printing services, are classified as high-risk due to potential equipment and material hazards. Businesses in this class often have a moderate to high incidence of workplace injuries, including cuts, strains, and eye hazards. Pay-as-you-go PEO workers comp is a natural fit for these companies, as it allows them to pay premiums only for the actual workers' comp benefits used, providing more predictable and manageable costs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.41 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $705.00 | $58.75 |
| $100,000 | $1,410.00 | $117.50 |
| $200,000 | $2,820.00 | $235.00 |
| $500,000 | $7,050.00 | $587.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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