Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4304
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.67 | — | NCCI FL Filing |
| 2025 | $3.98 | +8.4% (+$0.31) | NCCI FL Filing |
| 2024 | $3.84 | -3.5% ($0.14) | NCCI FL −15.1% overall |
| 2023 | $4.30 | +12.0% (+$0.46) | NCCI FL Filing |
| 2022 | $4.52 | +5.1% (+$0.22) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Newspaper Publisher
Newspaper publishers operating in Florida are typically assigned to a class code that encompasses the unique risks associated with the production and distribution of print media. This class code includes a high risk profile for workers' compensation due to the physical demands of the job, including heavy lifting, repetitive strain injuries, and exposure to hazardous materials. As a result, pay-as-you-go PEO workers comp solutions are a natural fit for newspaper publishers, allowing them to budget for workers' comp premiums on a per-employee basis and reduce the financial burden associated with this high-risk industry.
Quick Premium Estimate
Based on the 2026 filed rate of $3.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,835.00 | $152.92 |
| $100,000 | $3,670.00 | $305.83 |
| $200,000 | $7,340.00 | $611.67 |
| $500,000 | $18,350.00 | $1,529.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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