Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4420
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.36 | — | NCCI FL Filing |
| 2025 | $2.30 | -2.5% ($0.06) | NCCI FL Filing |
| 2024 | $2.41 | +4.8% (+$0.11) | NCCI FL −15.1% overall |
| 2023 | $2.89 | +19.9% (+$0.48) | NCCI FL Filing |
| 2022 | $3.42 | +18.3% (+$0.53) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Rubber Tire Maker-New Tires
Workers in the rubber tire maker industry, particularly those involved in manufacturing new tires, are classified under this code. As Florida's risk profile indicates, occupational injuries and illnesses are relatively high in this industry, with hazards such as tire explosions, cuts from sharp objects, and ergonomic strains prevalent among employees. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to pay premiums only for the actual hours worked, reducing the financial burden of unpredictable injury claims and providing a more stable cash flow.
Quick Premium Estimate
Based on the 2026 filed rate of $2.36 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,180.00 | $98.33 |
| $100,000 | $2,360.00 | $196.67 |
| $200,000 | $4,720.00 | $393.33 |
| $500,000 | $11,800.00 | $983.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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