Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4432
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.13 | — | NCCI FL Filing |
| 2025 | $1.04 | -8.0% ($0.09) | NCCI FL Filing |
| 2024 | $0.94 | -9.6% ($0.10) | NCCI FL −15.1% overall |
| 2023 | $1.00 | +6.4% (+$0.06) | NCCI FL Filing |
| 2022 | $0.98 | -2.0% ($0.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Foutain Pen Maker- Includes Mechanical Pencils & Ball Points
Foutain pen makers classified under this code, including manufacturers of mechanical pencils and ball points, require a moderate risk profile in Florida due to potential hazards from machinery and materials handling. Businesses in this industry often have fluctuating workforces and varying production levels, making pay-as-you-go workers compensation a natural fit for PEO agency GarrettRichard as it allows for more accurate and flexible premium payments. This approach helps mitigate the risk of over or under-insuring workers, providing a more tailored solution for this type of operation.
Quick Premium Estimate
Based on the 2026 filed rate of $1.13 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $565.00 | $47.08 |
| $100,000 | $1,130.00 | $94.17 |
| $200,000 | $2,260.00 | $188.33 |
| $500,000 | $5,650.00 | $470.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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