Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4484
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.97 | — | NCCI FL Filing |
| 2025 | $2.21 | +12.2% (+$0.24) | NCCI FL Filing |
| 2024 | $2.10 | -5.0% ($0.11) | NCCI FL −15.1% overall |
| 2023 | $2.41 | +14.8% (+$0.31) | NCCI FL Filing |
| 2022 | $2.57 | +6.6% (+$0.16) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Plastics - Mfg- Raw Materials such as Pellets or Granules
Florida businesses that manufacture raw plastics materials, such as pellet or granule producers, fall under this workers' compensation class code. These employers often have fluctuating workforces and varying levels of production, which can lead to an unpredictable risk profile. A pay-as-you-go PEO workers' compensation plan, like the ones offered by GarrettRichard, is a natural fit for this class as it allows businesses to adjust premiums based on actual payroll and hours worked, helping to contain costs and provide better cash flow management.
Quick Premium Estimate
Based on the 2026 filed rate of $1.97 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $985.00 | $82.08 |
| $100,000 | $1,970.00 | $164.17 |
| $200,000 | $3,940.00 | $328.33 |
| $500,000 | $9,850.00 | $820.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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