Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4493
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.38 | — | NCCI FL Filing |
| 2025 | $1.52 | +10.1% (+$0.14) | NCCI FL Filing |
| 2024 | $1.65 | +8.6% (+$0.13) | NCCI FL −15.1% overall |
| 2023 | $2.01 | +21.8% (+$0.36) | NCCI FL Filing |
| 2022 | $2.36 | +17.4% (+$0.35) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fabric Coating-Oils
Fabric coating and oil manufacturing businesses, including those specializing in chemical treatment, textile finishing, and lubricant production, fall under this class code. Due to the hazardous nature of these operations, Florida businesses with this classification often have a higher risk profile, with increased exposure to workplace accidents and potential for costly claims. As a result, pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to manage their workers comp expenses more effectively and avoid large upfront premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $1.38 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $690.00 | $57.50 |
| $100,000 | $1,380.00 | $115.00 |
| $200,000 | $2,760.00 | $230.00 |
| $500,000 | $6,900.00 | $575.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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