Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4558
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.59 | — | NCCI FL Filing |
| 2025 | $1.52 | -4.4% ($0.07) | NCCI FL Filing |
| 2024 | $1.38 | -9.2% ($0.14) | NCCI FL −15.1% overall |
| 2023 | $1.64 | +18.8% (+$0.26) | NCCI FL Filing |
| 2022 | $1.86 | +13.4% (+$0.22) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Paint Makers- Lead not included
Paint makers who do not handle lead are typically covered under this classification, which encompasses businesses that manufacture various types of paint, coatings, and related products. The general risk profile for this class is moderate to high, due to the potential exposure to hazardous materials and equipment used in the manufacturing process. A pay-as-you-go workers comp solution is a natural fit for this class, as it allows employers to budget their workers comp costs more accurately and avoid the financial risks associated with traditional workers comp policies.
Quick Premium Estimate
Based on the 2026 filed rate of $1.59 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $795.00 | $66.25 |
| $100,000 | $1,590.00 | $132.50 |
| $200,000 | $3,180.00 | $265.00 |
| $500,000 | $7,950.00 | $662.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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