Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4583
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.58 | — | NCCI FL Filing |
| 2025 | $3.76 | +5.0% (+$0.18) | NCCI FL Filing |
| 2024 | $3.74 | -0.5% ($0.02) | NCCI FL −15.1% overall |
| 2023 | $4.46 | +19.3% (+$0.72) | NCCI FL Filing |
| 2022 | $5.48 | +22.9% (+$1.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fertilizer Makers including Drivers-
Fertilizer manufacturers, including production and delivery drivers, are categorized within this industry classification. This type of business typically poses a moderate to high risk profile in Florida due to potential chemical exposure, equipment accidents, and transportation-related hazards. Pay-as-you-go PEO workers' comp is a natural fit for these businesses, as it allows for flexible and dynamic premium payments that align with actual payroll fluctuations, helping to avoid large upfront capital expenditures and unnecessary risk.
Quick Premium Estimate
Based on the 2026 filed rate of $3.58 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,790.00 | $149.17 |
| $100,000 | $3,580.00 | $298.33 |
| $200,000 | $7,160.00 | $596.67 |
| $500,000 | $17,900.00 | $1,491.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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