Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4635
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.16 | — | NCCI FL Filing |
| 2025 | $2.13 | -1.4% ($0.03) | NCCI FL Filing |
| 2024 | $2.46 | +15.5% (+$0.33) | NCCI FL −15.1% overall |
| 2023 | $3.16 | +28.5% (+$0.70) | NCCI FL Filing |
| 2022 | $3.62 | +14.6% (+$0.46) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oxygen or Hydrogen MFG & Drivers
Oxygen or hydrogen manufacturing facilities and drivers fall under this class code, which poses a moderate to high risk profile in Florida due to the potential for hazardous materials handling and transportation accidents. Businesses in this industry often require specialized training and equipment to mitigate risks, making it challenging to manage workers' compensation costs on a traditional pay-as-you-go basis. However, a pay-as-you-go PEO workers comp solution can help these businesses better manage cash flow and reduce the financial burden associated with workers compensation premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $2.16 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,080.00 | $90.00 |
| $100,000 | $2,160.00 | $180.00 |
| $200,000 | $4,320.00 | $360.00 |
| $500,000 | $10,800.00 | $900.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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