Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4902
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.76 | — | NCCI FL Filing |
| 2025 | $1.76 | 0.0% ($0.00) | NCCI FL Filing |
| 2024 | $1.68 | -4.5% ($0.08) | NCCI FL −15.1% overall |
| 2023 | $2.07 | +23.2% (+$0.39) | NCCI FL Filing |
| 2022 | $2.35 | +13.5% (+$0.28) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Sporting Goods MFG-Golf Clubs
Sporting goods manufacturers specializing in golf clubs fall under this class code, where workers may be involved in tasks such as material handling, assembly, and quality control. The general risk profile in this industry involves potential hazards like machinery operation, ergonomic strain, and workplace accidents due to heavy equipment or tools. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses as it allows them to manage their workers comp costs in real-time, aligning more closely with their varying production demands and revenue cycles.
Quick Premium Estimate
Based on the 2026 filed rate of $1.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $880.00 | $73.33 |
| $100,000 | $1,760.00 | $146.67 |
| $200,000 | $3,520.00 | $293.33 |
| $500,000 | $8,800.00 | $733.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 4902
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist