Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4923
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.22 | — | NCCI FL Filing |
| 2025 | $1.21 | -0.8% ($0.01) | NCCI FL Filing |
| 2024 | $1.28 | +5.8% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $1.59 | +24.2% (+$0.31) | NCCI FL Filing |
| 2022 | $1.85 | +16.4% (+$0.26) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Photographic Supplies Maker- Film
The Photographic Supplies Maker - Film class covers workers employed at businesses that manufacture, distribute, or process film, including photography equipment suppliers, camera retailers, and digital imaging facilities with film-based operations. In Florida, this class typically carries a moderate to high risk profile, with higher rates due to the potential for hazardous materials and equipment-related injuries. As a natural fit, pay-as-you-go PEO workers comp can help businesses in this class manage their cash flow and reduce upfront costs, allowing them to focus on product innovation and customer satisfaction.
Quick Premium Estimate
Based on the 2026 filed rate of $1.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $610.00 | $50.83 |
| $100,000 | $1,220.00 | $101.67 |
| $200,000 | $2,440.00 | $203.33 |
| $500,000 | $6,100.00 | $508.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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