Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5022
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.22 | — | NCCI FL Filing |
| 2025 | $5.85 | +12.1% (+$0.63) | NCCI FL Filing |
| 2024 | $6.47 | +10.6% (+$0.62) | NCCI FL −15.1% overall |
| 2023 | $7.45 | +15.1% (+$0.98) | NCCI FL Filing |
| 2022 | $8.68 | +16.5% (+$1.23) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Masonry: Block
Masonry contractors who specialize in block work, including those who lay brick, block, and stone, typically fall under this class code. In Florida, workers in this industry often face a moderate to high risk of injury due to manual labor, heavy lifting, and exposure to hazardous materials, which can lead to costly workers' compensation claims. A pay-as-you-go PEO workers' comp solution is a natural fit for these businesses, as it allows them to better manage cash flow and reduce upfront premium costs while still providing comprehensive coverage.
Quick Premium Estimate
Based on the 2026 filed rate of $5.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,610.00 | $217.50 |
| $100,000 | $5,220.00 | $435.00 |
| $200,000 | $10,440.00 | $870.00 |
| $500,000 | $26,100.00 | $2,175.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 5022
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist