Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5069
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $15.35 | — | NCCI FL Filing |
| 2025 | $18.21 | +18.6% (+$2.86) | NCCI FL Filing |
| 2024 | $18.18 | -0.2% ($0.03) | NCCI FL −15.1% overall |
| 2023 | $20.59 | +13.3% (+$2.41) | NCCI FL Filing |
| 2022 | $20.48 | -0.5% ($0.11) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Iron or Steel Erection - Frame Structures 2 Stories & Under
Workers in iron or steel erection, specifically those involved in frame structures two stories and under, comprise this class code. These professionals often face a moderate to high risk profile in Florida, with potential hazards such as falls from heights, equipment malfunctions, and on-site accidents. As a result, pay-as-you-go PEO workers' comp is a natural fit for this class, allowing businesses to manage their workers' comp costs more accurately and mitigate against unexpected expenses.
Quick Premium Estimate
Based on the 2026 filed rate of $15.35 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $7,675.00 | $639.58 |
| $100,000 | $15,350.00 | $1,279.17 |
| $200,000 | $30,700.00 | $2,558.33 |
| $500,000 | $76,750.00 | $6,395.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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