Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5191
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.83 | — | NCCI FL Filing |
| 2025 | $0.81 | -2.4% ($0.02) | NCCI FL Filing |
| 2024 | $0.83 | +2.5% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.96 | +15.7% (+$0.13) | NCCI FL Filing |
| 2022 | $1.05 | +9.4% (+$0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Office Machine Install & Inspection
Office machine installers and inspectors in Florida typically work for businesses that specialize in office equipment sales and maintenance, often visiting clients' offices to install, inspect, and repair various machines. This line of work can pose moderate to high risks due to potential equipment malfunctions, physical strains from lifting and handling heavy machinery, and the risk of electrical shock. For businesses in this industry, a pay-as-you-go PEO workers comp plan from GarrettRichard can help manage these risks by providing flexible, customizable coverage that mirrors the company's fluctuating payroll needs.
Quick Premium Estimate
Based on the 2026 filed rate of $0.83 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $415.00 | $34.58 |
| $100,000 | $830.00 | $69.17 |
| $200,000 | $1,660.00 | $138.33 |
| $500,000 | $4,150.00 | $345.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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