Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5192
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.83 | — | NCCI FL Filing |
| 2025 | $2.60 | +213.3% (+$1.77) | NCCI FL Filing |
| 2024 | $2.40 | -7.7% ($0.20) | NCCI FL −15.1% overall |
| 2023 | $2.76 | +15.0% (+$0.36) | NCCI FL Filing |
| 2022 | $3.07 | +11.2% (+$0.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Vending Machines-Installation
Vending machine installation companies in Florida often fall under this class code, which encompasses workers involved in the installation, maintenance, and repair of vending machines. The general risk profile for this industry in Florida is moderate to high, with a higher likelihood of workplace injuries due to equipment handling and on-site work. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows them to avoid upfront premium payments and instead pay only for the actual workers comp costs incurred, providing greater cash flow management and reduced financial risk.
Quick Premium Estimate
Based on the 2026 filed rate of $0.83 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $415.00 | $34.58 |
| $100,000 | $830.00 | $69.17 |
| $200,000 | $1,660.00 | $138.33 |
| $500,000 | $4,150.00 | $345.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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