Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5213
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.18 | — | NCCI FL Filing |
| 2025 | $5.98 | +15.4% (+$0.80) | NCCI FL Filing |
| 2024 | $6.44 | +7.7% (+$0.46) | NCCI FL −15.1% overall |
| 2023 | $7.73 | +20.0% (+$1.29) | NCCI FL Filing |
| 2022 | $8.20 | +6.1% (+$0.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Concrete Work- Rebar-Forms Reinforcing Steel
Workers in the concrete construction industry, including those involved in rebar placement and formwork, are typically classified under this code. This class is considered high-risk due to the physical demands of the job and the potential for workplace accidents involving heavy equipment and materials. A pay-as-you-go PEO workers compensation solution is a natural fit for businesses in this class, as it allows them to avoid large upfront premium payments and instead pay only for the actual workers compensation costs incurred.
Quick Premium Estimate
Based on the 2026 filed rate of $5.18 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,590.00 | $215.83 |
| $100,000 | $5,180.00 | $431.67 |
| $200,000 | $10,360.00 | $863.33 |
| $500,000 | $25,900.00 | $2,158.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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