Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5348
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.67 | — | NCCI FL Filing |
| 2025 | $2.87 | +7.5% (+$0.20) | NCCI FL Filing |
| 2024 | $2.97 | +3.5% (+$0.10) | NCCI FL −15.1% overall |
| 2023 | $3.64 | +22.6% (+$0.67) | NCCI FL Filing |
| 2022 | $3.89 | +6.9% (+$0.25) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ceramic Tile
Ceramic tile installers and setters, as well as businesses that specialize in tile installation, such as tile companies, contractors, and flooring service providers, fall under this classification. The general risk profile for this class in Florida is moderate to high, with potential hazards including falls from ladders, cuts from sharp edges, and strain from heavy lifting. A pay-as-you-go PEO workers compensation solution is a natural fit for these businesses due to the potential for fluctuating workloads and varying levels of liability throughout the year.
Quick Premium Estimate
Based on the 2026 filed rate of $2.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,335.00 | $111.25 |
| $100,000 | $2,670.00 | $222.50 |
| $200,000 | $5,340.00 | $445.00 |
| $500,000 | $13,350.00 | $1,112.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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