Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5443
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.62 | — | NCCI FL Filing |
| 2025 | $2.69 | +2.7% (+$0.07) | NCCI FL Filing |
| 2024 | $2.70 | +0.4% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $3.13 | +15.9% (+$0.43) | NCCI FL Filing |
| 2022 | $3.55 | +13.4% (+$0.42) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Lathing & Drivers- Interior & Exterior
Lathing and drivers who specialize in interior and exterior work, often employed by contractors, construction companies, or drywall installation services, fall under this classification. The general Florida risk profile for this class is moderate to high, with a higher likelihood of accidents occurring during the physical demands of the job. As a result, pay-as-you-go PEO workers compensation is a natural fit for these businesses, allowing them to better manage their cash flow and mitigate the financial risks associated with worker's compensation.
Quick Premium Estimate
Based on the 2026 filed rate of $2.62 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,310.00 | $109.17 |
| $100,000 | $2,620.00 | $218.33 |
| $200,000 | $5,240.00 | $436.67 |
| $500,000 | $13,100.00 | $1,091.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 5443
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist