Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5445
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.53 | — | NCCI FL Filing |
| 2025 | $4.84 | +6.8% (+$0.31) | NCCI FL Filing |
| 2024 | $4.92 | +1.7% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $5.19 | +5.5% (+$0.27) | NCCI FL Filing |
| 2022 | $5.52 | +6.4% (+$0.33) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Drywall
This class covers workers in the drywall installation and finishing trade, who may be exposed to hazards such as falls, cuts, and respiratory issues from dust inhalation. The general risk profile in this class is considered moderate to high, with employers who often experience occasional severe injuries. Pay-as-you-go PEO workers comp is a natural fit for this class, allowing business owners to manage their workers comp costs more effectively and avoid the financial burden of unpredictable injuries.
Quick Premium Estimate
Based on the 2026 filed rate of $4.53 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,265.00 | $188.75 |
| $100,000 | $4,530.00 | $377.50 |
| $200,000 | $9,060.00 | $755.00 |
| $500,000 | $22,650.00 | $1,887.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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