Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5473
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.65 | — | NCCI FL Filing |
| 2025 | $6.23 | +10.3% (+$0.58) | NCCI FL Filing |
| 2024 | $6.74 | +8.2% (+$0.51) | NCCI FL −15.1% overall |
| 2023 | $8.31 | +23.3% (+$1.57) | NCCI FL Filing |
| 2022 | $8.80 | +5.9% (+$0.49) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Asbestos Removal-No Pipe & Boiler-Removal Contractors
Asbestos removal contractors without pipe and boiler removal services fall under this classification, encompassing various types of abatement workers, including those removing asbestos from buildings, structures, and other environments. The general risk profile for this class is high, with potential exposure to hazardous materials, physical strain, and unique equipment-related risks. Pay-as-you-go PEO workers compensation is a natural fit for this class, allowing businesses to manage costs more effectively as they experience fluctuating workloads and unpredictable expenses associated with hazardous materials removal.
Quick Premium Estimate
Based on the 2026 filed rate of $5.65 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,825.00 | $235.42 |
| $100,000 | $5,650.00 | $470.83 |
| $200,000 | $11,300.00 | $941.67 |
| $500,000 | $28,250.00 | $2,354.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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