Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5610
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.39 | — | NCCI FL Filing |
| 2025 | $3.89 | +14.7% (+$0.50) | NCCI FL Filing |
| 2024 | $4.01 | +3.1% (+$0.12) | NCCI FL −15.1% overall |
| 2023 | $4.76 | +18.7% (+$0.75) | NCCI FL Filing |
| 2022 | $5.18 | +8.8% (+$0.42) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Cleaner- Debris Removal -
This class includes workers involved in cleaning up debris and hazardous materials, such as environmental remediation services, demolition site cleanup, and industrial waste disposal. Florida's risk profile for this class tends to be moderate to high due to the potential for exposure to hazardous materials and the physically demanding nature of the work. Pay-as-you-go PEO workers comp is a natural fit for businesses in this class, as it allows them to manage their workers comp costs more accurately and avoid overpaying for insurance during slower periods.
Quick Premium Estimate
Based on the 2026 filed rate of $3.39 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,695.00 | $141.25 |
| $100,000 | $3,390.00 | $282.50 |
| $200,000 | $6,780.00 | $565.00 |
| $500,000 | $16,950.00 | $1,412.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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