Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5613
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.18 | — | NCCI FL Filing |
| 2025 | $5.67 | +9.5% (+$0.49) | NCCI FL Filing |
| 2024 | $5.89 | +3.9% (+$0.22) | NCCI FL −15.1% overall |
| 2023 | $7.19 | +22.1% (+$1.30) | NCCI FL Filing |
| 2022 | $8.63 | +20.0% (+$1.44) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Cleaner - Debris Removal- Temporary Labor Service
Cleaners, debris removal services, and temporary labor companies in this class often employ workers in physically demanding roles, involving manual labor and exposure to hazardous materials, leading to a moderate to high risk profile in Florida. With a focus on providing temporary or contract labor support, businesses in this industry may experience fluctuations in workforce size and type, making pay-as-you-go workers compensation a natural fit for managing risk and reducing premium volatility. This payment structure allows PEOs like GarrettRichard to provide tailored solutions for businesses with variable or seasonal staffing needs.
Quick Premium Estimate
Based on the 2026 filed rate of $5.18 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,590.00 | $215.83 |
| $100,000 | $5,180.00 | $431.67 |
| $200,000 | $10,360.00 | $863.33 |
| $500,000 | $25,900.00 | $2,158.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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