Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5951
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.39 | — | NCCI FL Filing |
| 2025 | $0.40 | +2.6% (+$0.01) | NCCI FL Filing |
| 2024 | $0.42 | +5.0% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.50 | +19.0% (+$0.08) | NCCI FL Filing |
| 2022 | $0.51 | +2.0% (+$0.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Virus or Anti Toxin Serum Making & Drivers
Workers involved in virus or anti-toxin serum making and driving for these operations face unique risks, including exposure to hazardous materials and potential accidents on the road. As a high-risk industry, Florida employers in this field often experience higher workers' compensation claims rates, reflecting the inherent dangers of their work. With pay-as-you-go PEO workers' compensation, GarrettRichard can help these businesses manage their costs more effectively by spreading out their premium payments in line with actual payroll expenses, reducing financial strain.
Quick Premium Estimate
Based on the 2026 filed rate of $0.39 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $195.00 | $16.25 |
| $100,000 | $390.00 | $32.50 |
| $200,000 | $780.00 | $65.00 |
| $500,000 | $1,950.00 | $162.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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